A new warning for iPhone owners

HMRC is warning iPhone owners about a new wave of scam text messages claiming to be about tax refunds. Unlike most spam texts, these reportedly cannot be blocked by iPhones or reported to the usual Ofcom anti-spam number.

The scam messages are targeted solely at the owners of Apple devices and claim that the recipient is entitled to a tax refund. Scam messages can also be sent through an email, other messaging services or social media. QR codes are also used. Unwary users will end up being directed to a fake link.

HMRC has said that 79,000 fake tax refund scams were reported in the year to January 2024, which is nearly 40% up on the preceding year. Real figures are almost certainly much higher.

Spotting a scam message

What is the advice to worried iPhone users who do not want to be scammed? HMRC point out that they will never contact taxpayers by text message or email concerning a tax refund. Instead, the taxpayer would receive an official letter. HMRC will never ask for personal details or payment information to be disclosed via text or email.

While scammers may be able to find out your name – for example, if your email address is – they should not have access to your unique tax reference (UTR) or NI number. Warning bells should be ringing if a text or email includes these details.

Tax refund scams

Although the prime time for tax refund scams – February – has passed, taxpayers still need to be on alert year-round:

  • A scam message will typically link to a fake HMRC website. These fake websites will have been copied from the genuine HMRC website, so can be quite convincing.
  • The taxpayer will then be asked to enter debit or credit card details.

Tax refund scams are designed to access a taxpayer’s bank account or to obtain personal details which can then be sold on the web.

HMRC’s guidance on identifying tax scam calls, emails and text messages can be found here.


About the author

Olivia began her journey at Martin Aitken as a Tax Trainee in September 2019 and has recently been promoted to the role of Tax Assistant due to her substantial contributions to the tax team and plays a key role in assisting with the preparation and filing of personal and corporate tax returns.

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