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Accounting and finance, digital tools and advice designed for small, medium-sized and growing businesses.

Fixed price cloud accounting packages + Virtual Finance Director add-on services.

Independent Financial Planning Martin Aitken Financial Services Ltd (MAFS)

Providing a holistic financial planning service, either for yourself personally or for your business, means we will not necessarily focus on one specific area of your financial circumstances, unless of course you request us to do so. 

MAFS advisers will consider all of your requirements and make recommendations which are bespoke and tailored for you.


If you need pension advice, our MAFS pensions’ advisers will be able to help. Whether you are planning for retirement or if you have already retired, we provide a free initial consultation to determine the best options available to you and the solutions which best suit your needs.

If you are looking to set up or change your existing Employer Pension Scheme we will advise you on the best options to suit your business’ requirements.


There are few initial questions which we will discuss with you at our first meeting - is it a lump sum investment you want to make or is it a regular savings plan? Have you considered ISAs, Unit trusts and Investment Bonds or maybe investing directly or indirectly in commercial property?

What's your appetitie for risk - this will dictate the kind of short, medium and long term investment recommendations we will make.

Corporate Protection

How many people are key to your company’s survival and are these individuals insured in the event of death/serious illness?

Whether you own or manage a small business or large corporation, we will advise you on the best options to secure financial protection for complete peace of mind.

Tax Planning for Life

We don’t just help our clients to pay their taxes, we help businesses, company directors, private individuals and families to consider legitimate and legal ways to reduce their current and potential tax liabilities, helping them to maximise the income they receive from their investments.

Personal Protection

You should never be without sufficient financial protection whether you’re married or living with a partner, with family or without, or even single.

That way should an event such as bereavement, serious illness, unemployment or incapacity occur, you’ll at least have the comfort of knowing yourself and your loved ones are covered financially.

Contact Greig

Greig McGarvie circle


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